When the house mysteriously went down in flames, Drayton quickly became a suspect - his excuses and alibis seemed terribly muddled. He blamed his uncle for setting the fire, but he was in prison at the time.
Drayton finally confessed when investigators found his gas-soaked clothing. His creative explanation was that family members who owned the house were having financial problems. He figured that if he burned down their house, the money from their homeowner policy would help.
In addition to the arson, Drayton's grandmother was in the house at the time. He claimed he didn’t know she was inside the home when he lit the fire, but investigators didn't believe him. Drayton had just visited, and her car was parked out front. Another motive stacking up against Drayton...she had an $8,000 life insurance policy he stood to collect. Drayton's family members weren’t charged, but Drayton was slapped with life in prison.
Though the 3 stories relayed this week are not fun reading, they help to explain the severity of insurance fraud. There are 4 more stories of the 2009 "winners". However, these are so disgusting I will not include them in my blog. If you have an interest, you can read them here.
I do hope these horror stories made the point that fraud is prevalent no matter what type of insurance. We discuss homeowners insurance and the coverage for the contents of your home and/or business in this blog. These crooks, and their stories, will certainly help everyone understand why insurance companies question so many items on a claim form. Having an inventory of your belongings will make your claim process much easier, less stressful and you'll most likely recover with a higher insurance check. That results from being able to refer to photos and the written report of what you own.
Fight against the crime of insurance fraud - if only by ensuring you'll be able to prove your claim when that time comes.
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