Time to pull the boat out of the water

There are only a few weeks remaining for most people who experience the season changes to enjoy their water sports. That means that this is the perfect time to check your insurance policies before storing your watercraft for the winter. It would not be a good result if after a disaster you could only afford to purchase the boat pictured here!

Just like the limits on money discussed in yesterday's blog, there is also a limit to the coverage on watercraft. Unfortunately, many don't realize that the special limit for each category is the total limit for each loss for all property in that category! Therefore, it isn't only for the boat, but also the trailers, furnishings, equipment and outboard engines or motors. The average limit amount is around $1000.

What are your watercraft and accessories worth? What is the amount of your coverage? And the big question that few can answer - what is your coverage limitation?