I have insurance, so I don't need an inventory

Often we hear people say that they have insurance, so they don't need an inventory. Insurance companies state on their websites and insurance agents constantly remark that the purpose of insurance is to get you where you were before your loss. That means nothing more and nothing less than what you had.

Of course, it's up to the policyholder to provide a list of what was lost/damaged/destroyed after a fire, theft or natural disaster. Often people are required to provide proof of ownership. This could mean a model number, serial number or a photo. An inventory of your belongings is the easiest way to provide this information.

I guess the best way to encourage people to have an inventory (even though they have insurance) is to talk about a specific group of our customers...insurance agents!

That's right - we have customers who are insurance agents. They have inventories of the contents of their homes and offices. If an insurance agent knows they need an inventory ... I'm just sayin' ...