The "it" assumption lives on

The talk and news coverage has started to subside now that the California wildfires aren't front page news any more. Though I hate the continuing pounding of bad news, this is important to keep top of mind. This is why, as an inventory service provider, we talk about these disasters, thefts, fires, etc. So many people lost their homes and it wasn't necessary. My friend Eric Deckers explains why.

This brings me to the "it won't happen to me" assumption. When people say that, the "it" is a loss to their personal property. When asked why they don't have an inventory of the contents of their home or business, many say "it won't happen to me" or "I don't think about it" or a similar remark. Ask a person who endured a major theft, hurricane, tornado - or the people in California who lost everything - if they now wish they had an inventory.

But no matter who is deemed responsible or at fault for what happened, the bottom line is that it's up to each and every one of us to be responsible for our own property. Then, no matter what happens, you'll be covered (proper insurance) and able to remember and prove ownership (inventory). Sure, this won't take the damage and loss away, but this information will certainly help you recover faster. And with a maximized claim settlement. And with less emotional devastation.

Are you willing to take the risk that "it" won't happen to you?

Please inventory your belongings. You just never know...

AP Photo/Santa Barbara News-Press, Mike Eliason