Thursday, March 26, 2009

Where you live might affect your insurance policy

The real estate market is showing signs of an economic upturn. If you are considering a move at this time, remember the importance of a home inventory. One of the best times to document your belongings is when you're changing addresses. The reasons are that you'll most likely discard many items, you'll have everything unplugged - which gains you easy access to serial numbers - and it will help you determine what new items you will need.
Before making your decision on that new house, consider a few things that could affect your insurance premium. Often insurance is less expense if the electrical, heating and plumbing systems are less than 10 years old. Buying a house close to a fire hydrant or in a community that is served by a professional fire department rather than volunteers will also affect your premium. Check with your insurance agent to see if there are other factors to consider.
Oh! And don't forget ... if you don't want to do your own inventory, we'll be happy to do it for you.

2 comments:

Becky P said...

What a great suggestion! I had never thought about packing and moving as a good time to take an inventory.

Hartman Inventory said...

A great tip for realtors to tell their customers. Do you know any realtors? :~)