We're almost near the end of our money-saving tips that you can apply to your homeowners insurance premiums. This is a great item that we're finding a lot of people are not aware of. Most insurance companies offer a 5% or 10% discount for a smoke detector, alarm or dead-bolt locks. If you have any of these security devices, check with your insurance agent to make sure you're receiving the discount.
Even less known, sprinkler systems might also provide additional discounts, and possibly an alarm that rings at the police or fire department. These can be costly, though, so do a cost analysis to ensure that you’ll reap enough pay-back through your discounts from your premiums to justify purchasing them.
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