Most insurance companies offer a 5% or 10% discount for a smoke detector, alarm or dead-bolt locks.
Sprinkler systems might also provide additional discounts, and possibly an alarm that rings at the police or fire department. These can be costly, so do a cost analysis. Ensure that you’ll reap enough pay-back if your sole reason for purchasing them is the insurance premium discount.
Inquire about other discounts, too. These vary from state to state and company to company. Many companies offer discounts to people 55 and over. Some provide a discount for retirees.
Often membership in special groups organizations such as alumni and business associations will entitle you to a discount.
Ask your agent about other opportunities to reduce the cost of your premiums.
Sprinkler systems might also provide additional discounts, and possibly an alarm that rings at the police or fire department. These can be costly, so do a cost analysis. Ensure that you’ll reap enough pay-back if your sole reason for purchasing them is the insurance premium discount.
Inquire about other discounts, too. These vary from state to state and company to company. Many companies offer discounts to people 55 and over. Some provide a discount for retirees.
Often membership in special groups organizations such as alumni and business associations will entitle you to a discount.
Ask your agent about other opportunities to reduce the cost of your premiums.
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