Save money on your insurance policy. Tip #1 - get quotes

It’s wise to make sure you’re getting the best price on your homeowners insurance. And it’s equally wise to compare your rates AND your agent’s customer service to make sure you’re receiving the best value for your dollar.

I'll be providing a series of cost-savings tips - all provided from insurance agents.

The first tip is to shop for quotes periodically. Markets change, and one company that offered great rates a couple years ago might now have some of the highest rates. Also get a quote on line. This will give you a starting point to know what each of the quoted companies will charge. Make sure you receive identical quotes (liability, personal property coverage, deductibles, etc.) so you can properly compare the policies.

Price isn’t the only thing you’re purchasing, however. Customer service is very important, especially when you're filing an insurance claim. A few dollars saved isn't worth losing an agent who will work for you and be there when you need them. Ask friends and family for referrals before you start shopping.