Men, women and children are enjoying the Wii because of the opportunity for interaction while playing the wide variety of games, including tennis, golf, bowling and even the Olympics. Unfortunately, this activity (much better than sitting on a couch pushing a button or two) is what has caused the filing of many insurance claims. Rather than pushing buttons, you have a controller and go through the motions of swinging baseball bats, bowling that perfect strike or swinging a tennis racquet.
As reported by Homeinsurance.com, one family filed a claim after a neighbor’s child tripped and fell into their plasma TV while playing Wii. They filed a $1000 medical payments claim as well as tried to recover the damages to their television set. Another claim that many home insurance companies have seen recently involves damage to television sets when the Wii controller accidentally gets thrown at the television.
I must admit that I came close to being one of the statistics. While bowling with my grandchildren, using all the grace and perfect form I could conjure up from my bowling league days, I released the controller! Luckily, I placed the strap around my wrist or I would have owed my son a new television.
It’s important for homeowners to know that damage due to negligence (like throwing the remote control at your television) would NOT typically be covered by your home insurance policy.
Have fun, but hold tight!
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