There are few things more violating than coming home or arriving at your business and discovering your door has been kicked in or a window smashed. You feel incredible anger and outrage when you find you have been the victim of a property crime. And when filing the insurance claim, victims often discover they can't remember everything that is missing.
Advantages of having an inventory:
- You'll remember. We're constantly told people don't recover thousands of dollars from their insurance company because they forgot numerous items. Many just give up after months of thinking because of the daunting task of trying to pull all that information together.
- Proof of ownership. A thorough inventory will provide the information needed - photos plus serial and model numbers - often required before a claim will be settled.
- Reduced stress. Having all the information in an inventory document will help alleviate the stress and other emotions associated with your burglary. You won't be thinking over and over, reliving the experience, while you try to remember what was in that corner or what was the brand name of our TV.
- The time factor. Adjusters tell us that those with an inventory often file their initial claim within 48 hours. Without an inventory, they state it usually takes the full 12 months they have allotted to file - mainly because they know they aren't remembering everything!
Would you want to spend the time, energy and emotions that occur from not having an inventory? Have you created your home inventory and/or one for your business? If not, consider hiring a local inventory service provider. It'll be done quickly, professionally, and many will update it for you on an annual basis.
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