Time 'falls behind' this weekend

It's that time of year when we change the time at home and at work on our watches, clocks, microwaves, coffee makers, ovens, VCRs, Televisions, DVD players, radio alarm clocks and many other appliances and electronics. Wow! You probably don't even realize how many you have! Think about how difficult it would be to list all of these items if you had a disaster - could you remember all of them? Could you remember the manufacturer, when you bought them and what you paid for them? Under the stress of dealing with the loss from a tornado, fire, flood, theft, etc? Having an inventory of your belongings will reduce the emotional turmoil and help you maximize your insurance claim.

And, while you're turning the clocks back, this is the perfect time to remember to replace the batteries in your carbon monoxide and smoke detectors.