Monday, October 13, 2008
She wished she had a home inventory
A fire victim relayed this story to me, stating how she wished she had a home inventory. She was stressed for months because she was working with the adjustor instead of spending time with her daughter. When their house was on fire, they jumped from 2nd story windows. Her daughter broke her back, was hospitalized and in a great deal of pain. They had family heirlooms and it was extremely difficult to prove these fire-damaged furnishings were antiques. The time she devoted trying to prove the value of the items and receive an acceptable settlement was enormous. All the while, she was torn between needing to settle the financial issues and desperately wanting to be with her daughter! Imagine how different those months would have been if she had a list of her belongings along with photos and appraisals of these items.
Labels:
fire,
home inventory,
insurance,
stress
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